Travel Insurance for Sailing Holidays
The sea is full of adventure but also unpredictability. Even the most well-charted voyages can face unexpected squalls that can quickly throw plans off course. That’s where sailing travel insurance steps in, helping protect your vacation when you’re setting out on a cruise or staffed charter. With options to fit a range of itineraries. With options to fit a range of itineraries — from coastal cruises to offshore adventures and luxury charters — travel insurance for sailing holidays helps safeguard your trip.
What is sailing trip insurance?
Sailing trip insurance is specialized travel insurance designed for vacations at sea. This type of trip insurance is not typically for people sailing on their own boat, but for those doing activities or excursions on the water. Sailing travel insurance is designed with your journey in mind offering coverage for unexpected expenses during flight delays, help if you need medical care during your trip, and access to emergency assistance services that can connect you with qualified medical facilities abroad. For travelers enjoying a cruise or chartered voyage (without taking the helm themselves), it’s a way to help keep your plans afloat when the unexpected happens.
What does sailing holiday travel insurance cover?
Coverage varies by plan, but most sailing trip travel insurance includes benefits for:
- Trip cancellation or interruption due to illness, flight delays/cancellations due to bad weather, or other covered events
- Lost, delayed, or damaged baggage especially valuable if you’re traveling with sailing gear
- Emergency medical expenses critical if you’re sailing internationally
- Transporation to receive adequate medical care if hospitalized in a remote location
- Search and rescue services if you’re lost or injured while sailing
- Equipment rental reimbursement if your sailing gear is delayed or lost in transit
- Emergency evacuation to nearest area of safety due to natural disaster or political unrest at your destination
How much does sailing trip travel insurance cost?
The cost of sailing trip insurance depends on your destination, length of stay, age, and the amount of coverage you select. On average, plans cost between 4% to 10% of your total trip cost. For example: A two-week sailing holiday in Australia with $5,000 in nonrefundable costs (flights, charter, gear, and lodging) could see insurance prices range from $200 to $500, depending on coverage options like medical limits or Cancel for Any Reason.
Use SoVenture’s online quote tool to compare plans and see what’s best for your ocean adventure.
When should I buy sailing travel insurance?
To get the most value including pre-existing condition waivers or CFAR upgrades, it’s best to purchase your plan within 14–21 days after your initial trip deposit and meet all other requirements. For the best protection, purchase your travel insurance early—before any problems arise. If you wait until after something is known, like an illness, injury or weather event, you won’t be covered if you need to cancel your trip.
This is especially important for overseas charters or high-cost trips with nonrefundable elements.
What’s the best travel insurance for sailing holidays?
The best sailing trip insurance depends on your destination, type of sailing, and personal priorities. Someone going on a cruise in the Caribbean may need different coverage than someone cruising international waters on a tall ship tour. Whether you’re focused on medical protection, equipment coverage, or trip flexibility, the right plan is out there.
Set sail with confidence. SoVenture makes it easy to compare plans, review coverages, and get a customized quote online.
Disclaimer: The information contained in this article serves as a general overview of benefits and should only be used for informational purposes. Refer to your individual certificate of insurance for specific coverages, exclusions and benefits. When in doubt, please contact one of our licensed agents for additional assistance.
