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Adventure Traveler

Surfing

Surfing Travel Insurance

Chasing the perfect wave comes with real risks. A busted board (or bone) can ruin a surfing trip. Surfing travel insurance has your back with coverage for medical emergencies, lost or damaged gear, trip cancellations, and travel delays.

Whether you’re heading out on a weekend swell or planning a global surf tour, the right policy keeps you protected in and out of the water. With options for single trips, medical, and international coverage, you can surf with confidence and focus on the waves, not the waivers.

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Essential Coverage for Water Sports 

Water sports range from relaxing activities like fishing and kayaking to high-adrenaline adventures like kite surfing and diving, each with unique risks. Adventure sports travel insurance provides medical protection, equipment coverage, and trip cancellation benefits, ensuring you’re covered whether you’re snorkeling, scuba diving, or navigating rapids. It’s important to compare and purchase the right travel insurance for adventurers to stay protected both at home and abroad.  

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Emergency Medical

Stay safe with travel medical insurance for unexpected emergencies

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Baggage
Loss

Protect your gear with coverage for lost, stolen, or damaged adventure equipment.

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Travel
Delay

Stay covered when delays disrupt your journey to the next great adventure.

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Trip
Cancellation

Get reimbursed if you have to cancel your epic trip because of the unexpected.

The Right Coverage for Every Adventure

Not all plans fit every adventure – compare now and get a quote for the best adventure travel insurance for you and your trip.

What’s CoveredBest For
Comprehensive Coverage
Medical care
Trip cancellation
Gear protection
Emergency evacuation
Accidental death coverage
Parasailing, kite surfing, boating, fishing, and other high-risk water sports
Medical CoverageEmergency medical care
Hospital stays
Accident-related injuries
Accidental death coverage		Water skiing, surfing, sailing, and other high-risk water sports
Evacuation CoverageEmergency evacuation
Remote location support		White or black water rafting, free diving or scuba diving, and other high-risk water sports
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What our adventure travelers say

Don’t just take our word for it—see how our coverage helped other travelers on their wildest adventures!

Really found it easy to find a plan, connect with agents- overall a very good experience!

– Grace

Process of getting coverage was quick and efficient

– Hindi

This was simple and easy to do and certainly gave me peace of mind.

– Paula

Water Adventure FAQs

It’s important to know, before you travel – what your domestic health insurance will and won’t cover. Most health insurance plans will not cover medical bills if you get hurt while traveling abroad.

Usually, these are items excluded from coverage – however – there may be a specified coverage amount for lost, stolen, or damaged gear and sporting equipment. Plus, you may have coverage for lost, stolen, or damaged gear under some policies if you buy a rider. Coverage varies by state and provider so it’s best to confirm with your particular policy.

Some comprehensive policies will offer Trip Cancellation and Trip Interruption coverage because of weather or unsafe water conditions. We always recommend reviewing the details of your state-specific policy.

Wherever you go, go covered.

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