One of the big draws of traveling as a digital nomad is the sense of adventure. Who wouldn’t want to live the kind of life where they could close their laptop, hike the jungle trails of a tropical locale, arrive at the top of a pristine waterfall, and dive into the cool, deep waters below?
It sounds amazing, and it can be. You may also be able to make your experience even better by finding the right emergency coverage for digital nomads. That’s because when you account for all the details—even the potential emergencies you might need to navigate—you can approach anything that comes your way with optimism and poise.
General Health Emergencies
Some of the first emergency situations that might come to mind for travelers are health-related. Falls, sudden illnesses, and more can befall even the most careful adventurers. However, where regular travel insurance may help someone on vacation easily cover a doctor’s visit or emergency medical evacuation from a destination, traveling as a digital nomad complicates the situation a little more.
You may want to consider a digital nomad health insurance plan that offers the following:
- Extended Coverage: While regular travel insurance typically covers shorter periods and a limited number of locations, extended coverage typically covers trips that take place over longer periods of time (like the months-long stints digital nomads have across multiple countries). Depending on your needs, extended coverage may include digital nomad health insurance that keeps you protected longer across multiple trips.
- Comprehensive Medical Assistance: Comprehensive coverage may typically cover more than regular travel insurance with medical inclusions. When considering policy options, keep in mind that comprehensive plans may cover hospitalization, doctor visits, surgeries, medications, and even emergency medical evacuations.
Addressing Your Mental Health Needs
Depending on your situation, you may also want emergency coverage for digital nomads that includes mental health benefits. This can help you in emergency situations (i.e. when you need mental healthcare right away), such as the ability to arrange transportation to a mental health facility or connecting you with local services that can support your immediate needs.
The right digital nomad health insurance may also cover:
- Remote Mental Health Services: Digital nomad health insurance policies may provide coverage for both teletherapy you can access wherever you are. Depending on your coverage, this may apply to both private, independent therapists and larger online therapy providers which may provide quick, ad hoc appointment scheduling in emergency situations.
- Inpatient Treatment: Emergency coverage for digital nomads may also include mental health benefits for more serious emergencies should you need them. This could include the ability to connect you with local mental health resources for immediate care, as well as treatment at inpatient mental healthcare facilities in your region. While you should always check inclusions and exclusions when considering a policy, it’s especially important to do this if you think you may need this type of emergency mental healthcare benefit in your plan.
Set out with SoVenture
When traveling as a digital nomad, travel insurance may be able to help you, even in urgent medical situations. Whether your emergency is physical or mental, you may be able to find the right plan for your needs by building a quote on SoVenture.
Designed specifically for digital nomads living and working abroad for extended periods, SoVenture is the tool you can use to build, compare, and choose the right annual medical travel insurance or other emergency coverage for digital nomads that meet your unique needs. When comparing options from top providers, you can also contact our support team of licensed professionals to get answers for your travel insurance-related questions.
To begin building quotes for annual medical travel insurance, emergency coverage, or other types of plans you may need, build a quote on our site today.
