WorldTrips Atlas Journey Elevate
For top-tier coverage, Atlas Journey Elevate offers the highest coverage limits in the Atlas Journey series. This plan may reimburse you in the event of covered trip cancellations, interruptions, delays, and baggage loss while also providing valuable travel medical benefits, including emergency accident and sickness coverage, medical evacuation, and accidental death & dismemberment coverage for eligible events.
Enhance your plan with optional upgrades like Trip Cancellation for Any Reason*, Adventure Sports, Rental Car Damage & Theft, and Pet Care. The Adventure Sports Upgrade covers high-adrenaline activities like paragliding, spelunking, and kite surfing – excluding professional, organized, or full-contact sports.
With 24/7 travel assistance, you’ll have expert support for medical emergencies, rebooking, or lost documents—where your journey takes you.
(In California, operating as WorldTrips Insurance Services. California Non-Resident Producer License Number: 0G39705.)
This is a general description of coverage. Actual policy details, including coverage and exclusions, may vary based on your quote and state of residence. Please refer to your state-specific certificate for full terms, conditions, and exclusions.
*Optional Cancel for Any Reason may be available if all eligibility requirements are met
Coverages and Plan Info
Atlas Journey Elevate, underwritten by U.S. Specialty Insurance Company (USSIC), is a comprehensive trip protection plan for U.S. residents traveling domestically and abroad. The plan information listed below is for general purposes only. To view specific plan information for your trip, start a quote.
Plan Summary
Protect your trip with cancellation, interruption, delay and medical benefits.
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Trip Cancellation | Trip Cost |
| Trip Interruption | Trip Cost + 50% |
| Baggage Loss | $2,500 $500 per article limit |
| Baggage Delay | 12+ hours $600 max. |
| Medical Limit | $250,000 |
| Pre-Existing Condition Waiver | If insurance purchased within 21 days of Initial Trip Payment and certain conditions are met |
| Pre-Existing Condition Lookback Period | 90 days |
| Covered Activities | bungee jumping cave diving paragliding spelunking hang-gliding safari diving below 10m (32 ft) kite surfing mountaineering below 7,000 ft powerlifting surfing parasailing hospital of choice (included with base plan) Some coverages are only available with Adventure Sports and Hospital of Choice upgrades selected. Coverage not available in all states. Review your state-specific policy for all exclusions. |
| Medical Evacuation | $1,000,000 (secondary) |
Plan Info
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Plan Type | Comprehensive |
| Refund Policy | 15 Day Review Period |
| Available to | U.S. Residents |
| AM Best Rating | A++ |
Trip Protection
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Trip Cancellation | Trip Cost |
| Trip Interruption | Trip Cost + 50% |
| Financial Default | 14 day wait, if purchased within 21 days of Initial Trip Payment |
| Terrorism in Itinerary City | Foreign and U.S. Domestic |
| Interrupt for Any Reason | 50% of non-refundable trip cost [requires purchase within 21 days of Initial Trip Payment and certain conditions are met] (optional) |
| Cancel for Any Reason | 50% or 75% of non-refundable trip cost [requires purchase within 21 days of Initial Trip Payment and certain conditions are met] (optional) |
| Baggage Loss | $2,500 $500 per article limit |
| Baggage Delay | 12+ hours $600 max. |
| Travel Delay | 5+ hours $200 per day $2,000 max. (secondary) |
| Vacation Rental Damage | – |
Medical
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Medical Limit | $250,000 |
| Dental | $750 included in Medical |
Pre-Existing Conditions
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Waiver | If insurance purchased within 21 days of Initial Trip Payment and certain conditions are met |
| Lookback Period | 90 days |
Accidental Death
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| 24-Hour Full Coverage | $50,000 |
| Common Carrier | Included in Accidental Death 24-Hour |
| Flight Only | Included in Accidental Death 24-Hour |
Evacuation
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Medical Evacuation | $1,000,000 (secondary) |
Additional Benefits
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| 24-Hour Emergency Assistance | Call for Details |
| Rental Car | $50,000 (secondary) (optional) |
| Optional Coverages | Adventure Sports Upgrade Pet Boarding/Medical Upgrade – $250/$500 |
| Notes | Included Benefits Cancel For Work Reasons Hospital of Choice |
