International Medical Group iTravelInsured Travel LX with CFAR
Adventure can be unpredictable, but that doesn’t mean you can’t be prepared. With iTravelInsured Travel LX with CFAR*, you can get top-tier protection that is well-suited for luxury and adventure trips to exotic locations. This plan offers coverage such as emergency medical evacuation, trip cancellation, Cancellation For Any Reason (CFAR) and Interruption For Any Reason (IFAR) benefits.
If you buy this plan within 20 days of your initial trip deposit, CFAR coverage can reimburse up to 75% of your non-refundable insured trip costs as long as you cancel at least two days before departure. IFAR can help if you are forced to interrupt your trip two days or more after departure for a reason not otherwise covered under your plan.
If you get sick or injured while traveling, this plan also offers coverage for unexpected medical expenses up to $500,000 – even during many recreational activities (just not extreme sports like BASE jumping, and similar high risk activities). You’ll also have search and rescue coverage to help with the costs if you go missing during a covered activity and sports equipment rental coverage if your gear is lost, stolen, or delayed. Plus, missed trip connection coverage helps if your arrival to a cruise or tour is delayed by three or more hours due to a covered reason
Medical emergencies can happen anywhere, and with $1,000,000 in emergency medical evacuation coverage, you’ll have access to transport to the nearest appropriate medical facility if the initial hospital can’t provide adequate treatment. There’s also up to $50,000 of coverage for both political/security and natural disaster evacuation if you need to get to safety while abroad. A pre-existing condition waiver is available if you purchase your plan within the time-sensitive period and meet specific requirements.
Like all iTravelInsured plans, LX with CFAR includes 24/7 non-insurance Travel Assistance services, so help is always a call away. No matter how unpredictable your adventure gets you can travel with confidence knowing you have protection available when you need it most.
This is a general description of coverage. Actual policy details, including coverage and exclusions, may vary based on your quote and state of residence. Please refer to your state-specific certificate for full terms, conditions, and exclusions.
*These (CFAR/IFAR) benefits can only be purchased at the time the base plan is purchased. These benefits are bundled together and cannot be purchased separately. Not available to NY residents. Additional costs and terms apply.
Coverages and Plan Info
The plan information listed below is for general purposes only. To view specific plan information for your trip, start a quote.
Plan Summary
Protect your trip with cancellation, interruption, delay and medical benefits.
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Trip Cancellation | Trip Cost |
| Trip Interruption | Trip Cost + 50% |
| Baggage Loss | $2,500 |
| Baggage Delay | 12+ hours $500 max. |
| Medical Limit | $500,000 |
| Pre-Existing Condition Waiver | If insurance purchased within 20 days of Initial Trip Payment and certain conditions are met |
| Pre-Existing Condition Lookback Period | 60 days |
| Covered Activities | search & rescue sporting equipment rental |
| Medical Evacuation | $1,000,000 |
Plan Info
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Plan Type | Comprehensive |
| Refund Policy | 10 Day Review Period |
| Available to | U.S. Residents |
| AM Best Rating | A |
Trip Protection
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Trip Cancellation | Trip Cost |
| Trip Interruption | Trip Cost + 50% |
| Financial Default | Varies by State |
| Terrorism in Itinerary City | Foreign and U.S. Domestic |
| Interrupt for Any Reason | 75% of non-refundable trip cost [included with Cancel For Any Reason and certain conditions are met] |
| Cancel for Any Reason | 75% of non-refundable trip cost [requires purchase within 20 days of Initial Trip Payment and certain conditions are met] |
| Baggage Loss | $2,500 |
| Baggage Delay | 12+ hours $500 max. |
| Travel Delay | 6+ hours $250/day $2,500 max. |
| Vacation Rental Damage | – |
Medical
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Medical Limit | $500,000 |
| Dental | $1,000 aggregate limit included in Medical |
Pre-Existing Conditions
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Waiver | If insurance purchased within 20 days of Initial Trip Payment and certain conditions are met |
| Lookback Period | 60 days |
Accidental Death
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| 24-Hour Full Coverage | – |
| Common Carrier | $100,000 |
| Flight Only | Included in Accidental Death – Common Carrier |
Evacuation
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Medical Evacuation | $1,000,000 |
Additional Benefits
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| 24-Hour Emergency Assistance | Call for Details |
| Rental Car | $40,000 |
| Optional Coverages | – |
| Notes | Included Benefits Cancel For Work Reasons Pet Kennel – $100 per day/$500 max. per pet Missed Connection – $500 Change Fee – $300 Frequent Traveler Reward – $75 Political or Security Evacuation & Natural Disaster Evacuation – $50,000 Search and Rescue – $10,000 Sports Equipment Rental – $500 per day/$2,000 max. Traveling Companion Bedside Daily Benefit – $200 per day/$1,000 max. Hospital of Choice Teladoc |
