International Medical Group iTravelInsured Travel LX
Life on the move comes with its fair share of twists and turns, but with the iTravelInsured Travel LX plan – you’ll be ready to take them on – especially if you’re heading off on an adventure to somewhere exotic. Whether you’re exploring remote trails, working from a beachside café, or hopping between countries, this plan can offer trip cancellation, baggage protection, and trip delay benefits. Need extra security? It also includes coverage for evacuation to a safe location if there’s a defined political or security event or natural disaster during your trip.
If your travels involve more than just sightseeing, you’ll love that this plan includes coverage for unexpected illnesses and injuries during adventure activities like hiking, kayaking, snorkeling, and recreational skiing (just not extreme sports like BASE jumping or related high-risk activities). And, if your checked gear gets lost, damaged, or delayed, you can be reimbursed for rental costs, so you don’t have to sit out the adventure.
Things don’t always go as planned, and this plan can help with included Search & Rescue coverage if you go missing during a recreational activity.
Like all iTravelInsured plans, iTravelInsured Travel LX comes with 24/7 non-insurance Travel Assistance services. When the unexpected happens, you’ll have access to support when you need it most.
This is a general description of coverage. Actual policy details, including coverage and exclusions, may vary based on your quote and state of residence. Please refer to your state-specific certificate for full terms, conditions, and exclusions.
Coverages and Plan Info
The plan information listed below is for general purposes only. To view specific plan information for your trip, start a quote.
Plan Summary
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Trip Cancellation | Trip Cost |
| Trip Interruption | Trip Cost + 50% |
| Baggage Loss | $2,500 |
| Baggage Delay | 12+ hours $500 max. |
| Medical Limit | $500,000 |
| Pre-Existing Condition Waiver | If insurance purchased at or before the Final Payment for Your Trip and certain conditions are met |
| Pre-Existing Condition Lookback Period | 60 days |
| Covered Activities | search & rescue sporting equipment rental |
| Medical Evacuation | $1,000,000 |
Plan Info
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Plan Type | Comprehensive |
| Refund Policy | 10 Day Review Period |
| Available to | U.S. Residents |
| AM Best Rating | A |
Trip Protection
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Trip Cancellation | Trip Cost |
| Trip Interruption | Trip Cost + 50% |
| Financial Default | Varies by State |
| Terrorism in Itinerary City | Foreign and U.S. Domestic |
| Interrupt for Any Reason | – |
| Cancel for Any Reason | – |
| Baggage Loss | $2,500 |
| Baggage Delay | 12+ hours $500 max |
| Travel Delay | 6+ hours $250/day $2,500 max |
| Vacation Rental Damage | – |
Medical
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Medical Limit | $500,000 |
| Dental | $1,000 aggregate limit included in Medical |
Pre-Existing Conditions
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Waiver | If insurance purchased at or before the Final Payment for Your Trip and certain conditions are met |
| Lookback Period | 60 days |
Accidental Death
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| 24-Hour Full Coverage | – |
| Common Carrier | $100,000 |
| Flight Only | Included in Accidental Death – Common Carrier |
Evacuation
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Medical Evacuation | $1,000,000 |
Additional Benefits
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| 24-Hour Emergency Assistance | Call for Details |
| Rental Car | $40,000 |
| Optional Coverages | – |
| Notes | Included Benefits Cancel for Work Reasons Pet Kennel – $100 per day/$500 max. per pet Missed Connection – $500 Change Fee – $300 Frequent Traveler Reward – $75 Political or Security Evacuation & Natural Disaster Evacuation – $50,000 Search and Rescue – $10,000 Sports Equipment Rental – $500 per day/$2,000 max. Traveling Companion Bedside Daily Benefit – $200 per day/$1,000 max. Hospital of Choice Teladoc |
