Travelex Advantage
The Travelex Advantage plan is designed for travelers who want solid, customizable coverage without breaking the bank. Whether you’re backpacking through remote landscapes, taking on adrenaline-fueled activities, or just exploring new destinations, this plan offers essential protections for trip cancellations, travel delays, emergency medical expenses, lost baggage, and more.
For those who crave high-adventure experiences, the Adventure Activities upgrade is available as a “Buy-up” option. This means you can get coverage for activities that many standard policies exclude – like skydiving, bungee jumping, mountaineering with specialized gear, and even diving over 75 feet. It also includes options for sporting equipment delay and rental, plus search and rescue coverage if your adventure takes an unexpected turn.
The Advantage plan has other optional upgrades to fit your needs, including accidental death for air travel, extra baggage protection, pet care coverage, rental property security deposits, and rental car damage protection. With primary coverage, you do not have to file claims through other insurance coverage first.
This is a general description of coverage. Actual policy details, including coverage and exclusions, may vary based on your quote and state of residence. Please refer to your state-specific certificate for full terms, conditions, and exclusions. Travelex Insurance Services, Inc. CA Agency License #0D10209. Insurance coverages underwritten by Zurich American Insurance Company (NAIC #16535, state of domicile: New York), 1299 Zurich Way, Schaumburg, IL 60196. Certain coverages not available in all states.
Coverages and Plan Info
The Travelex Advantage plan is a middle-tier plan that provides comprehensive coverage at a great price. It features strong coverage levels as well as six optional upgrades so you can personalize the plan for your trip. The plan information listed below is for general purposes only. To view specific plan information for your trip, start a quote.
Plan Summary
Plan details are for general information only. Coverage may vary by state.
| Trip Cancellation | Trip Cost |
| Trip Interruption | Trip Cost + 25% |
| Baggage Loss | $1,000 $500 per article limit |
| Baggage Delay | 12+ hours $200 max |
| Medical Limit | $50,000 |
| Pre-Existing Condition Waiver | – |
| Pre-Existing Condition Lookback Period | 120 Days (varies by state) |
| Covered Activities | bungee jumping parachuting skydiving hanggliding parasailing snow skiing mountain climbing with use of equipment base jumping freefalling cliff diving underwater activities/scuba diving below 75 ft search & rescue sporting equipment rental upgrade Some coverages are only available with the Adventure Activities upgrade selected. Coverage is not available in all states. Review your state-specific policy for all exclusions. |
| Medical Evacuation | $250,000 |
Plan Info
Plan details are for general information only. Coverage may vary by state.
| Plan Type | Comprehensive |
| Refund Policy | 21 Day Review Period |
| Available to | U.S. Residents |
| AM Best Rating | A+ |
Trip Protection
Plan details are for general information only. Coverage may vary by state.
| Trip Cancellation | Trip Cost |
| Trip Interruption | Trip Cost + 25% |
| Financial Default | 14 Day Wait, if purchased within 21 days of Initial Trip Payment |
| Terrorism in Itinerary City | Included if occurs on or within 30 days prior to departure |
| Interrupt for Any Reason | – |
| Cancel for Any Reason | – |
| Baggage Loss | $1,000 $500 per article limit |
| Baggage Delay | 12+ hours $200 max. |
| Travel Delay | 5+ hours $250/day $1,000 max |
| Vacation Rental Damage | Optional upgrade – $2,000 for Property Damage and Security Deposit Protection |
Medical
Plan details are for general information only. Coverage may vary by state.
| Medical Limit | $50,000 |
| Dental | $500 |
Pre-Existing Conditions
Plan details are for general information only. Coverage may vary by state.
| Waiver | – |
| Lookback Period | 120 Days (varies by state) |
Accidental Death
Plan details are for general information only. Coverage may vary by state.
| 24-Hr Full Coverage | $20,000 |
| Common Carrier | – |
| Flight Only | Optional Limit may vary |
Evacuation
Plan details are for general information only. Coverage may vary by state.
| Medical Evacuation | $250,000 |
Additional Benefits
Plan details are for general information only. Coverage may vary by state.
| 24-Hour Emergency Assistance | Call for Details |
| Rental Car | $50,000 [$100 Deductible] (optional) |
| Optional Coverages | $250 Pet Care /$2,500 Pet Veterinarian Expense $100,000 for Security Evacuation and $10,000 for Search and Rescue Benefit Increased Baggage Loss limit – $4,000, Electronic and Professional Equipment – $2,000, Sporting Equipment Rental – $2,000, and Sporting Equipment Delay – $1,500 |
| Notes | Included Benefits $15,000 for Hospital Admission Guarantee Charge or Medical Expense Guarantee Charge Benefit $500 for Missed Connections [Air and Cruises Only] $250 for Frequent Traveler Awards Benefit $100 for Reissue Fee |
