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Travelex Ultimate

If you’re an adventure seeker, digital nomad, or thrill-seeker, the Travelex Ultimate plan is built for you. It offers top-tier travel protection for trip cancellations, lost or damaged baggage, delays, and medical emergencies – including emergency evacuation.

For those who push the limits, the optional Adventure Activities Upgrade waives exclusions on skydiving, mountain climbing, BASE jumping, and diving over 75 feet – activities most standard policies exclude. Other “Buy-up” options may include rental car damage, sporting equipment delay and rental, search and rescue, and even a pet care benefit if a covered event causes the need for an extended kennel stay.

Need flexibility? The Cancel for Any Reason* upgrade can reimburse up to 75% of prepaid trip costs if you cancel at least two days before departure. Plus, with primary coverage, claims can be processed without dealing with other insurers first.

*Optional Cancel for Any Reason may be available if all eligibility requirements are met. The maximum trip cost is $10,000 per person and the full trip cost must be insured. Cancel for any fortuitous reason for residents of NY. Subsequent arrangements must be insured within 14 days of booking those arrangements. Cancellation must occur two days or more before your scheduled departure date. The upgrade must be purchased within 21 days of the initial trip deposit and at the time of the initial plan purchase. The upgrade must be purchased 31 days or more before your scheduled departure date

This is a general description of coverage. Actual policy details, including coverage and exclusions, may vary based on your quote and state of residence. Please refer to your state-specific certificate for full terms, conditions, and exclusions. Travelex Insurance Services, Inc. CA Agency License #0D10209. Insurance coverages underwritten by Zurich American Insurance Company (NAIC #16535, state of domicile: New York), 1299 Zurich Way, Schaumburg, IL 60196. Certain coverages not available in all states.

Coverages and Plan Info

The Travelex Ultimate plan is the highest coverage level plan offered in this family of products. The plan information listed below is for general purposes only. To view specific plan information for your trip, start a quote.

Plan Summary

Plan details are for general information only. Coverage may vary by state.

Trip CancellationTrip Cost
Trip InterruptionTrip Cost + 50%
Baggage Loss$2,000
$500 per article limit
Baggage Delay12+ hours
$500 max
Medical Limit$250,000
Pre-Existing Condition WaiverIf insurance purchased within 21 days of Initial Trip Payment and certain conditions are met.
Pre-Existing Condition Lookback Period90 Days (varies by state)
Covered Activitiesbungee jumping
parachuting
skydiving
hang gliding
parasailing
snow skiing
mountain climbing with the use of equipment
base jumping
freefalling
cliff diving
underwater activities/scuba diving below 75 ft
search & rescue
sporting equipment rental upgrade


Some coverages are only available with the Adventure Activities upgrade selected.
Coverage is not available in all states. Review your state-specific policy for all exclusions.
Medical Evacuation$1,000,000

Plan Info

Plan details are for general information only. Coverage may vary by state.

Plan TypeComprehensive
Refund Policy21 Day Review Period
Available toU.S. Residents
AM Best RatingA+

Trip Protection

Plan details are for general information only. Coverage may vary by state.

Trip CancellationTrip Cost
Trip InterruptionTrip Cost + 50%
Financial Default14 Day Wait, if purchased within 21 days of Initial Trip Payment
Terrorism in Itinerary CityIncluded if occurs on or within 30 days prior to departure
Interrupt for Any Reason
Cancel for Any Reason75% of non-refundable trip cost – requires purchase within 21 days of Initial Trip Payment and certain conditions are met. Available up to a maximum of $10,000 Trip Cost per person [view Policy Wording for more details] (optional)
Baggage Loss$2,000
$500 per article limit
Baggage Delay12+ hours
$500 max.
Travel Delay5+ hours
$250/day
$2,000 max
Vacation Rental DamageOptional upgrade – $2,000 for Property Damage and Security Deposit Protection 

Medical

Plan details are for general information only. Coverage may vary by state.

Medical Limit$250,000
Dental$500

Pre-Existing Conditions

Plan details are for general information only. Coverage may vary by state.

WaiverIf insurance purchased within 21 days of Initial Trip Payment and certain conditions are met
Lookback Period90 Days (varies by state)

Accidental Death

Plan details are for general information only. Coverage may vary by state.

24-Hr Full Coverage$25,000
Common Carrier
Flight OnlyOptional Limit may vary

Evacuation

Plan details are for general information only. Coverage may vary by state.

Medical Evacuation$1,000,000

Additional Benefits

Plan details are for general information only. Coverage may vary by state.

24-Hour Emergency AssistanceCall for Details
Rental Car$50,000 [$100 Deductible] (optional)
Optional Coverages$250,000 additional Medical

$250 Pet Care /$2,500 Pet Veterinarian Expense
$100,000 for Security Evacuation and $10,000 for Search and Rescue Benefit

Increased Baggage Loss limit – $3,000, Electronic and Professional Equipment – $2,000, Sporting Equipment Rental – $2,000, and Sporting Equipment Delay – $1,500

Up to 100% of Trip Cost for Cancel For Business Reasons [if purchased within 21 days of Initial Trip Payment]
NotesIncluded Benefits

$15,000 for Hospital Admission Guarantee Charge or Medical Expense Guarantee Charge Benefit

$750 for Missed Connections [Air and Cruises Only]

$250 for Frequent Traveler Awards Benefit

$200 for Reissue Fee

$600 for Trip Inconvenience Benefits