Travelex Ultimate
If you’re an adventure seeker, digital nomad, or thrill-seeker, the Travelex Ultimate plan is built for you. It offers top-tier travel protection for trip cancellations, lost or damaged baggage, delays, and medical emergencies – including emergency evacuation.
For those who push the limits, the optional Adventure Activities Upgrade waives exclusions on skydiving, mountain climbing, BASE jumping, and diving over 75 feet – activities most standard policies exclude. Other “Buy-up” options may include rental car damage, sporting equipment delay and rental, search and rescue, and even a pet care benefit if a covered event causes the need for an extended kennel stay.
Need flexibility? The Cancel for Any Reason* upgrade can reimburse up to 75% of prepaid trip costs if you cancel at least two days before departure. Plus, with primary coverage, claims can be processed without dealing with other insurers first.
*Optional Cancel for Any Reason may be available if all eligibility requirements are met. The maximum trip cost is $10,000 per person and the full trip cost must be insured. Cancel for any fortuitous reason for residents of NY. Subsequent arrangements must be insured within 14 days of booking those arrangements. Cancellation must occur two days or more before your scheduled departure date. The upgrade must be purchased within 21 days of the initial trip deposit and at the time of the initial plan purchase. The upgrade must be purchased 31 days or more before your scheduled departure date
This is a general description of coverage. Actual policy details, including coverage and exclusions, may vary based on your quote and state of residence. Please refer to your state-specific certificate for full terms, conditions, and exclusions. Travelex Insurance Services, Inc. CA Agency License #0D10209. Insurance coverages underwritten by Zurich American Insurance Company (NAIC #16535, state of domicile: New York), 1299 Zurich Way, Schaumburg, IL 60196. Certain coverages not available in all states.
Coverages and Plan Info
The Travelex Ultimate plan is the highest coverage level plan offered in this family of products. The plan information listed below is for general purposes only. To view specific plan information for your trip, start a quote.
Plan Summary
Plan details are for general information only. Coverage may vary by state.
Trip Cancellation | Trip Cost |
Trip Interruption | Trip Cost + 50% |
Baggage Loss | $2,000 $500 per article limit |
Baggage Delay | 12+ hours $500 max |
Medical Limit | $250,000 |
Pre-Existing Condition Waiver | If insurance purchased within 21 days of Initial Trip Payment and certain conditions are met. |
Pre-Existing Condition Lookback Period | 90 Days (varies by state) |
Covered Activities | bungee jumping parachuting skydiving hang gliding parasailing snow skiing mountain climbing with the use of equipment base jumping freefalling cliff diving underwater activities/scuba diving below 75 ft search & rescue sporting equipment rental upgrade Some coverages are only available with the Adventure Activities upgrade selected. Coverage is not available in all states. Review your state-specific policy for all exclusions. |
Medical Evacuation | $1,000,000 |
Plan Info
Plan details are for general information only. Coverage may vary by state.
Plan Type | Comprehensive |
Refund Policy | 21 Day Review Period |
Available to | U.S. Residents |
AM Best Rating | A+ |
Trip Protection
Plan details are for general information only. Coverage may vary by state.
Trip Cancellation | Trip Cost |
Trip Interruption | Trip Cost + 50% |
Financial Default | 14 Day Wait, if purchased within 21 days of Initial Trip Payment |
Terrorism in Itinerary City | Included if occurs on or within 30 days prior to departure |
Interrupt for Any Reason | – |
Cancel for Any Reason | 75% of non-refundable trip cost – requires purchase within 21 days of Initial Trip Payment and certain conditions are met. Available up to a maximum of $10,000 Trip Cost per person [view Policy Wording for more details] (optional) |
Baggage Loss | $2,000 $500 per article limit |
Baggage Delay | 12+ hours $500 max. |
Travel Delay | 5+ hours $250/day $2,000 max |
Vacation Rental Damage | Optional upgrade – $2,000 for Property Damage and Security Deposit Protection |
Medical
Plan details are for general information only. Coverage may vary by state.
Medical Limit | $250,000 |
Dental | $500 |
Pre-Existing Conditions
Plan details are for general information only. Coverage may vary by state.
Waiver | If insurance purchased within 21 days of Initial Trip Payment and certain conditions are met |
Lookback Period | 90 Days (varies by state) |
Accidental Death
Plan details are for general information only. Coverage may vary by state.
24-Hr Full Coverage | $25,000 |
Common Carrier | – |
Flight Only | Optional Limit may vary |
Evacuation
Plan details are for general information only. Coverage may vary by state.
Medical Evacuation | $1,000,000 |
Additional Benefits
Plan details are for general information only. Coverage may vary by state.
24-Hour Emergency Assistance | Call for Details |
Rental Car | $50,000 [$100 Deductible] (optional) |
Optional Coverages | $250,000 additional Medical $250 Pet Care /$2,500 Pet Veterinarian Expense $100,000 for Security Evacuation and $10,000 for Search and Rescue Benefit Increased Baggage Loss limit – $3,000, Electronic and Professional Equipment – $2,000, Sporting Equipment Rental – $2,000, and Sporting Equipment Delay – $1,500 Up to 100% of Trip Cost for Cancel For Business Reasons [if purchased within 21 days of Initial Trip Payment] |
Notes | Included Benefits $15,000 for Hospital Admission Guarantee Charge or Medical Expense Guarantee Charge Benefit $750 for Missed Connections [Air and Cruises Only] $250 for Frequent Traveler Awards Benefit $200 for Reissue Fee $600 for Trip Inconvenience Benefits |